Throughline

Guidance ledger · Q4 FY26

Bank of Maharashtra MAHABANK

3 revisions on record · 0 lowered · 2 raised — the strikethrough is what management used to say

gives specific guidance · held across quarters
↑ raised ROA guidance Q1 FY26 → Q4 FY26
1.75% (FY26)1.80% (FY27)
“ROA, we want to keep a guidance of 1.80%”
↑ raised Advances growth guidance Q1 FY26 → Q4 FY26
17% YoY (FY26)18% YoY (FY27)
“within which advances will grow at 18%”
→ narrowed NIM guidance Q1 FY26 → Q4 FY26
3.75% FY26 (achieved 3.91% full year)3.75% FY27 maintained despite outperformance
“NIM, the guidance for this year is 3.75%”

Method. Revisions come from management's own stated numbers, compared quarter over quarter across the covered concalls; each carries the verbatim quote. “No revisions” can also mean guidance too vague to pin down — see the posture chip above. Not investment advice.